Terms of Service

These Terms of Service (the “Terms”) govern your access to and use of The Decision Athlete website, membership, community, and any related content or services (together, the “Service”). By creating an account, subscribing, or otherwise using the Service, you agree to these Terms. If you do not agree, please do not use the Service.

1. Who we are and eligibility

The Service is operated by The Decision Athlete (“we”, “us”, or “our”). You must be at least 18 years old and able to form a legally binding contract to use the Service. By using the Service you confirm that you meet these requirements.

2. Educational purpose only

All content, lessons, watchlists, community discussion, and coaching are provided for educational and informational purposes only. We are not licensed financial advisors, brokers, or fund managers, and nothing we provide constitutes personal financial, investment, tax, or legal advice, or a recommendation to buy or sell any financial instrument. You are solely responsible for your own trading and investment decisions. Please read our Risk Disclaimer in full.

3. Your account

You are responsible for the information you provide, for keeping your login credentials confidential, and for all activity that occurs under your account. Notify us promptly if you believe your account has been accessed without your permission. You must provide accurate information and keep it up to date.

4. Membership, billing, and renewals

Paid memberships are billed through our payment processor, Stripe, on a recurring basis (monthly or yearly, depending on the plan you choose) until cancelled. By subscribing, you authorise us to charge your chosen payment method on each renewal date at the then-current price for your plan, plus any applicable taxes. One-on-one coaching is billed monthly for a fixed term of three months. We may change our prices from time to time; any change will apply to the next billing cycle after we give you reasonable notice.

5. Cancellation and refunds

You may cancel your subscription at any time from your account, and your access will continue until the end of the current paid period. Except where required by applicable law, payments are non-refundable and we do not provide refunds or credits for partial periods or unused access. Statutory rights that cannot be excluded are not affected.

6. Acceptable use and licence

Your membership grants you a personal, limited, non-exclusive, non-transferable licence to access the content for your own individual use. You may not share, resell, sublicense, redistribute, record, republish, or otherwise make the content available to anyone else, and you may not use the Service to build a competing product. Login sharing and group access on a single membership are prohibited.

7. Community conduct

The community (including Slack) is part of the Service. Treat other members with respect. Do not post unlawful, abusive, misleading, or spam content, do not solicit or promote unrelated products or schemes, and do not share other members’ information. We may remove content or suspend access for conduct that breaches these Terms.

8. Intellectual property

All content, branding, designs, text, video, and materials made available through the Service are owned by us or our licensors and are protected by intellectual-property laws. Except for the limited licence granted above, no rights are transferred to you.

9. Third-party services

The Service relies on and links to third parties (for example, Stripe, Supabase, Vercel, YouTube, and Slack). We are not responsible for the content, policies, or practices of third-party services, and your use of them may be subject to their own terms.

10. Disclaimers

The Service is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we make no warranties of any kind, whether express or implied, including as to accuracy, fitness for a particular purpose, or that the Service will be uninterrupted or error-free. Trading involves substantial risk of loss; we do not guarantee any outcome or result.

11. Limitation of liability

To the fullest extent permitted by law, we will not be liable for any trading or investment losses, or for any indirect, incidental, special, or consequential damages arising out of or relating to your use of the Service. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.

12. Termination

You may stop using the Service and cancel at any time. We may suspend or terminate your access if you breach these Terms or where necessary to protect the Service or other members. On termination, the licence granted to you ends and you must stop using the content.

13. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will take reasonable steps to notify you. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing law

These Terms are governed by the laws of England and Wales, and the courts of England and Wales will have jurisdiction over any dispute, except where applicable law requires otherwise.

15. Contact

Questions about these Terms can be directed to us via the members’ community or the email address associated with your account.

Last updated: 24 June 2026.